Lower Interest rates or Lower Charges, which saves you the most? Applicants for new mortgages are being advised not to necessarily opt for the cheapest mortgage interest rates by paying higher mortgage fees, while lower rates might seem more appealing… Lower Interest rates or Lower Charges

Base Rate Trackers & Lifetime Trackers With Interest rates falling since December 2007, it wouldn’t be a bad guess to predict those on Base Rate Tracker Mortgages benefited the most, average rates of between 3-6% over the last 20 years… Base Rate Trackers

95% Mortgage Deals – Are they real? With High LTV mortgages making a comeback, it seems that the mortgage market may be experiencing a recovery, as well as Skipton Building Society offering high loan to value mortgages there are nearly… 95% Mortgage Deals

What happened to Stepped Mortgages? In the 2000′s mortgage lenders were pedalling the “stepped” mortgage, essentially it was a discounted rate mortgage with incremental changes in repayments, so the interest rate would be at a low discount and is increased… What happened to Stepped Mortgages

High LTV Mortgages The Mortgage Market Needs Them!! The housing market in the UK is being stifled in 2011 by the lack of high LTV mortgage  approvals, April turned out to have the lowest level for mortgage approvals since records… Fixed Rate Mortgages & High LTV’s

CAT Standard Mortgages CAT ( Charges, Access and Terms) There are standards set by the UK Government for mortgages and loans to ensure a level of standards amongst financial products. CAT standards are voluntary, so mortgage providers don’t apply them… CAT Standard Mortgages

Mortgage Options for the Self-Employed // With Millions of people in the UK opting for  self employment it seems a shame that self-employed people in the UK do not have the same choice of mortgages as people who are employed. … Mortgage Options for the Self-Employed

Interest Only Mortgages Going? Since the recession took a hold in 2007 over 250,000 homeowners have changed their mortgages from a repayment mortgages to interest only mortgage, this is largely due to the fact that many borrowers were in arrears… Interest Only Mortgages Going?